Loan against government securities

A Loan Agianst Government Securities is a kind of financing you can avail to meet the urgent needs of your growing business. If you need funding to expand your existing business, buy machinery, or boost production, look no further than a Bajaj Finserv Business Loan. Avail financing at attractive interest rates, borrow capital without pledging any of your assets, and get access to credit that can be repaid over a specific period of time.

How to get a Loan easily
  • You should be between 25 and 55 years old.
  • Your business should have a vintage of at least 3 years.
  • Your business should have its Income Tax returns filed for at least the past 1 year.
  • Your business should have its previous year's turnover, duly audited by a CA

What is the interest rate on Commercial Loans

Commercial Loans are secured or unsecured advances offered to businesses. These loans can be utilised for a multitude of business purposes from buying inventory, scaling up operations, install new plant and machinery, etc. Commercial Loan interest rates usually vary depending upon the nature of credit. Generally, the interest rate on unsecured Commercial Loans are slightly higher due to a higher risk involved of sanctioning this loan.

The rate of interest on Commercial Loans also depend on whether the lender is offering fixed or floating interest rates. If it comes with a fixed interest rate, the borrower will have to pay the same interest throughout the tenor. On the other hand, a floating interest rate will change along with the market fluctuations.



What is the interest rate on Commercial Loans

What is small business loan? A Small Business Loan is a form of a Business Loan tailored to meet the needs of a small to medium scale business.

Click here to apply for a Kalrati nidhi TLD loan and benefit from a range of features including flexible repayment tenors and attractive interest rates.

 Terms & Conditions:-
  • The rate of interest will be @ 16% per year or as applicable from time to time as perscribed by the Com. Act 2013
  • Avail loan amount ranging from Rs. 1000 to Rs. 2, 00,000.
  • Two colored photographs of borrower and his/her ID proof are required.
  • The loan interest will be paid on monthly basis.
  • The borrower has to provide an affidavit declaring the ownership of the ornaments.
  • In case the borrower does not pay the interest a penalty of 5% has to be paid along with next interest installment.

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